Property Tax Calculator

How Property Tax Works in Pakistan

Punjab (Urban Immovable Property Tax)

• Self-occupied residential: Exempt (0%).
• Rented residential: 5% of Annual Rental Value (ARV). Filer discount 10%; timely payment rebate 20%.
• Commercial (any occupancy): 10% of ARV. Filer discount 10%.

Sindh (Property Tax)

• Self-occupied residential: 5% of (ARV − 120,000 exemption). Filer discount 10%.
• Rented residential: 10% of ARV. Filer discount 10%.
• Self-occupied commercial: 15% of ARV. Filer discount 10%.
• Rented commercial: 20% of ARV. Filer discount 10%.

Key Notes

• ARV = fair annual rent. If unknown, estimated at ~7% of property value (residential) or ~9% (commercial).
• Active filers (on ATL) get 10% discount automatically.
• Punjab: 20% rebate for payment before due date (usually Sep 30) on rented residential.
• Tax is paid quarterly. Late payment incurs penalty/surcharge.
• Rates and rules can change via provincial finance bills — verify with local Excise & Taxation office.